Wealth Management
Our Investment Beliefs
1) We believe the most effective investment strategy is one solidly based on financial planning methodology.
2) We believe asset allocation is the most important decision you will make and will have the greatest effect on returns. Accordingly, this decision is at the center of our investment process.
3) We do not believe it is possible to consistently predict or “time markets” in any profitable manner. Further, market timing adds volatility, expenses, and needless taxation.
4) We believe buy and hold investment strategies with small amounts of tactical adjustments produce the greatest probability of success.
5) We believe any investment strategy must be closely tied with your life long objectives.
6) We believe all of your assets must be factored into any one recommendation.
7) We believe tax management is a critical component of investing.
8) We believe proper diversification reduces risk without sacrificing the porfolio’s expected long term return.
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk.
9) We utilize portfolio design methods based on Nobel Prize winning “Modern Portfolio Theory”.
10) We believe systematic rebalancing is an effective method of reducing risk and increasing long term returns. *
* No strategy assures success or guarantees against loss.