A Retired Couple

"This client is living largely from their investment capital. They need a portfolio that grows enough to shelter them from the risk of inflation, but with down-side risk strictly controlled. Estate planning issues often influence the structure of their accounts. "
A Couple Planning for Retirement

"This client has a few years before retirement. Their portfolio is more growth oriented. Since they will not need access to their capital now, more portfolio volatility is tolerable. We also help them choose from among the investment options of their employer retirement plan. As they approach retirement, key issues start to change. At this time, they need to take another look at their retirement and estate plans. "
A Recent Widower

"These clients look to us for support in several ways. This client usually has limited investment experience and is going through an emotionally challenging time. We may invest in a very low-risk "comfortable" portfolio until we have time to go through an educational process about investing. As he or she becomes more knowledgeable and emotionally ready, we gradually change the structure of the portfolio to meet his or her long-term objectives. "
A Business

"We are assisting this client in the management of their retirement, pension and benefit package. These clients are focused on establishing affordable strategies to attract and retain valuable employees. In implementing these strategies they are concerned with employee financial education. In some cases contingency planning and business succession planning is appropriate. "
The Suddenly Wealthy

"This client is extremely busy and may be relatively young. Things are happening fast in their life, and they need a "personal CFO" to manage their new-found wealth and determine how hard they must make their portfolio work. Depending upon their lifestyle and financial goals, this client usually desires comprehensive financial counsel in order to be able to pursue other interests. "
Trustee Of A Family

"Recent changes in federal fiduciary statutes require trustees to conduct investment affairs with substantial experience. A client comes to us because he or she is the trustee for a recently deceased relative or friend, administering significant assets on behalf of multiple beneficiaries. We create an investment policy to protect the trustee from investment liability and manage the trust funds based on an assessment of the needs of all beneficiaries. "
A Married Couple with Young Children

"Often we wait till we have a family to think "long term". Responsibilities like college educations suddenly become top priority. This client comes to us to help them fit "saving for college" into their budget. We start talking about retirement planning too because the earlier you start saving the easier it is to accumulate the nest egg you need to live a financially independent life. "

Our Services

At Integrated Wealth Management, we have a client centered approach. We take our clients' individual needs and goals into account when advising them in any area of service. There are no "boxed solutions" or preconceived notions. We get to know each client on a personal level, in order to provide the outstanding service they deserve.

In addition, we often find the greatest success for our clients when we are able to provide them with a full service approach. When we can become involved in every financial aspect they have, we can provide them with the greatest potential return on investment.

To learn more about how Integrated Wealth Management can help you pursue your financial goals, contact us today.

Investment Management

Asset Allocation
Modern Portfolio Theory
Globally Diversified Portfolios
Style Drift Analysis
Risk/Return Analysis
Tax Efficient Investing

Risk Managment

Life Insurance Analysis
Long Term Care Analysis
Disability Analysis

Employee Benefit Design

Health Insurance
Health Savings Accounts

Tax Planning

Tax Saving Techniques
IRA Distribution Planning
Transaction Strategies
Tax Forecasting
Tax Return Preparation
Transaction Analysis
Alternative Minimum Tax
Planning

Retirement Plan Design

401 (k)
403 (b)
457 Deferred
Compensation Plans
IRAs
Pension and Profit Sharing Plans
SIMPLE/SEP/Keogh

Retirement Planning Assistance

Retirement Feasibility Analysis
Cash Flow Modeling
Required Minimum Distributions
Designated Beneficiary Options
Pension Maximization

Business Advisory Services

Contingency Planning
Buy/Sell Planning
Succession Planning
Cash Flow Planning

Services

A Retired Couple

A Couple Planning for Retirement

A Recent Widower

A Business

The Suddenly Wealthy

Trustee Of A Family

A Married Couple with Young Children