Our Process
Our Planning Beliefs
1) We believe every client has a unique situation and requires unique services and strategies.
2) We believe in a comprehensive and holistic approach to the planning process. This results in a more balanced and integrated plan.
3) We believe in incorporating all aspects of financial planning. These areas include retirement, investment, estate, tax, insurance, and business planning.
4) We believe in utilizing a four stage process of financial planning.
5) We believe in helping you discover your specific dangers, strengths, and opportunities.
6) We believe it is critical for you to formulate your ideal vision of the future, your personal definition of progress
7) We believe it is essential to identify gaps between your current path and your ideal vision of the future. This process will closely align your financial decisions and assets with your vision.
8) We believe in order for a plan to succeed you must be firmly committed to its implementation and ongoing upkeep.
9) We believe it is critical to continue to review and measure your progress.
10) We believe financial planning is a process not an event.
4 Stage Process
Client Bill of Rights – As a client of Integrated Wealth Management you have a right to:
1) Totally independent and completely objective financial advice.
2) A compensation structure that is appropriate for you and is fully disclosed and understood by everyone in advance.
3) An educational approach to the financial planning process and not a sales approach.
4) Advice from an experienced and knowledgeable financial advisor and/or CPA.
5) Access to the experience and specialization of our entire senior professional team.
6) All financial planning and investment strategies recommended to you are well researched and time tested.
7) To have ongoing monitoring and be kept informed of relevant changes to your financial plan and investments.
8) Regularly scheduled review meetings at a frequency you prefer.
9) To work with a courteous and respectful staff.
10) A promise that we will always place you at the center of everything we do.